Do healthcare policies cover both accidents and illness?
Usually, the healthcare policies, in case of road accidents, cover all medical expenses starting from ambulance charges to in-patient hospitalization charges. Some plans also cover post-hospitalization physiotherapy, consultation fees, etc. are covered by the insurance provider. Some insurances cover doctors’ services, in-patient and outpatient hospital care, prescription drug coverage, pregnancy and childbirth, mental health services, and more. Some other plans cover more services like dental coverage for children. Dental benefits for adults are optional.